Paypal

Paypal is an increasingly payment system that does not require you to have a merchant account. It is also very simple to join and implement and has low fees. Paypal normally requires users to open an account with them before making any payments, which they can do during checkout. Customers in the US don't require to open an account.

Paypal is one of the most commonly used payment methods in auction sites like eBay and the user base is growing very rapidly. There are about 64 million member accounts worldwide.

In addition to transfers from other PayPal accounts, customer can use a wide range of credit, debit cards and eCheck.

Notice that PayPal is primarily established in the US market. However, it is possible to make payments internationally (about 45 countries) and transfer funds from your PayPal account to a local bank in many of them. For a full list visit Paypal's website.

Q-Shop also supports PayPal IPN allowing seamless automated payment confirmation. When a customer completes the payment in Paypal's site there is a background notification that Q-Shop uses to update the order status and confirm the payment.

For more information about Paypal visit their website at http://www.paypal.com.